:root{
  --ink:#0b1e35;        /* navy (brand) */
  --ink-2:#2c3e55;
  --muted:#51627a;
  --line:#e3e8ef;
  --bg:#ffffff;
  --bg-soft:#f5f7fa;
  --bg-deep:#071526;
  --accent:#0f7a5c;      /* green accent */
  --accent-dark:#0b5e47;
  --accent-soft:#e7f4ef;
  --gold:#c8a855;        /* logo mark */
  --radius:14px;
  --shadow:0 1px 2px rgba(11,30,53,.06),0 8px 24px rgba(11,30,53,.06);
  --max:1160px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:84px;-webkit-text-size-adjust:100%}
body{font-family:'DM Sans',system-ui,-apple-system,'Segoe UI',sans-serif;font-size:17px;line-height:1.65;color:var(--ink-2);background:var(--bg);-webkit-font-smoothing:antialiased}
img,svg{display:block}
a{color:var(--accent-dark);text-decoration:none}
a:hover{text-decoration:underline}
p a,.kyb-note a,.faq a{text-decoration:underline;text-underline-offset:2px}
h1,h2,h3{font-family:'Syne','DM Sans',sans-serif;color:var(--ink);line-height:1.15;letter-spacing:-.01em}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:6px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:10px 16px;border-radius:8px;z-index:100}
.skip:focus{left:12px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-dark)}
.eyebrow::before{content:"";width:18px;height:2px;background:var(--accent)}
.section{padding:96px 0}
.section-head{max-width:640px;margin-bottom:48px}
.section-head h2{font-size:clamp(28px,3.4vw,40px);margin:12px 0 14px}
.section-head p{color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 22px;border-radius:10px;font-weight:600;font-size:16px;border:1.5px solid transparent;cursor:pointer;transition:background .2s,color .2s,border-color .2s,transform .2s;font-family:inherit}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--accent-dark)}
.btn-ghost{border-color:var(--line);color:var(--ink);background:#fff}
.btn-ghost:hover{border-color:var(--ink)}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px;gap:24px}
.brand{display:flex;align-items:center;gap:12px;color:var(--ink)}
.brand:hover{text-decoration:none}
.brand svg{width:40px;height:40px;flex-shrink:0}
.brand-name{font-family:'Syne',sans-serif;font-weight:700;font-size:18px;line-height:1.1}
.brand-name small{display:block;font-family:'DM Sans',sans-serif;font-weight:500;font-size:12px;color:var(--muted);letter-spacing:.04em}
.menu{display:flex;align-items:center;gap:6px;list-style:none}
.menu a{display:block;padding:8px 12px;border-radius:8px;color:var(--ink-2);font-weight:500;font-size:15px}
.menu a:hover{background:var(--bg-soft);text-decoration:none;color:var(--ink)}
.nav-cta{min-height:42px;padding:0 18px;font-size:15px}
.menu-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;align-items:center;justify-content:center}
.menu-toggle span,.menu-toggle span::before,.menu-toggle span::after{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px;position:relative;transition:transform .2s,background .2s}
.menu-toggle span::before,.menu-toggle span::after{content:"";position:absolute;left:0}
.menu-toggle span::before{top:-6px}.menu-toggle span::after{top:6px}
.menu-toggle[aria-expanded="true"] span{background:transparent}
.menu-toggle[aria-expanded="true"] span::before{transform:translateY(6px) rotate(45deg)}
.menu-toggle[aria-expanded="true"] span::after{transform:translateY(-6px) rotate(-45deg)}

/* Hero */
.hero{position:relative;overflow:hidden;padding:88px 0 96px;background:
  radial-gradient(900px 420px at 85% -10%,rgba(15,122,92,.08),transparent 60%),
  linear-gradient(180deg,#fbfcfd 0%,#ffffff 100%)}
.hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(var(--line) 1px,transparent 1px),linear-gradient(90deg,var(--line) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(600px 300px at 80% 20%,#000,transparent 70%);-webkit-mask-image:radial-gradient(600px 300px at 80% 20%,#000,transparent 70%);opacity:.5;pointer-events:none}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero h1{font-size:clamp(36px,5.2vw,60px);margin:18px 0 20px}
.hero h1 span{color:var(--accent)}
.hero p.lead{font-size:19px;color:var(--muted);max-width:560px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.hero-note{margin-top:22px;font-size:14px;color:var(--muted)}
.panel{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);padding:28px}
.panel h2{font-size:15px;font-family:'DM Sans',sans-serif;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:18px}
.panel ul{list-style:none;display:grid;gap:12px}
.panel li{display:flex;gap:14px;align-items:flex-start;padding:14px;border-radius:12px;background:var(--bg-soft)}
.panel li strong{display:block;color:var(--ink);font-weight:600;font-size:16px}
.panel li span{font-size:14px;color:var(--muted);line-height:1.5}
.ic{flex-shrink:0;width:40px;height:40px;border-radius:10px;background:var(--accent-soft);color:var(--accent-dark);display:flex;align-items:center;justify-content:center}
.ic svg{width:20px;height:20px}

/* Services */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;transition:transform .25s,box-shadow .25s,border-color .25s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#cfd8e3}
.card .ic{width:48px;height:48px;margin-bottom:22px}
.card .ic svg{width:24px;height:24px}
.card h3{font-size:21px;margin-bottom:10px}
.card p{color:var(--muted);font-size:16px}

/* About */
.about{background:var(--bg-soft)}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.about-grid h2{font-size:clamp(28px,3.4vw,40px);margin:12px 0 18px}
.about-grid p{color:var(--ink-2)}
.facts{display:grid;gap:14px}
.fact{display:flex;justify-content:space-between;gap:16px;padding:16px 0;border-bottom:1px solid var(--line);font-size:15px}
.fact dt{color:var(--muted)}
.fact dd{color:var(--ink);font-weight:600;text-align:right}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:step;list-style:none}
.step{position:relative;padding:28px 24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.step::before{counter-increment:step;content:"0" counter(step);font-family:'Syne',sans-serif;font-weight:700;font-size:14px;color:var(--accent-dark);background:var(--accent-soft);border-radius:999px;padding:4px 10px;display:inline-block;margin-bottom:16px}
.step h3{font-size:18px;margin-bottom:8px}
.step p{font-size:15px;color:var(--muted)}
.steps-note{margin-top:24px;font-size:14px;color:var(--muted)}

/* Why */
.why{background:var(--bg-deep);color:#c9d4e3}
.why .eyebrow{color:#7fd3b5}.why .eyebrow::before{background:#7fd3b5}
.why h2{color:#fff}
.why .section-head p{color:#a9b7ca}
.why-list{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;list-style:none}
.why-list li{border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:24px 20px;background:rgba(255,255,255,.03)}
.why-list .ic{background:rgba(127,211,181,.12);color:#7fd3b5;margin-bottom:16px}
.why-list h3{color:#fff;font-size:17px;margin-bottom:6px;font-family:'DM Sans',sans-serif;font-weight:600}
.why-list p{font-size:14.5px;color:#b9c6d6;line-height:1.55}

/* FAQ */
.faq-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:22px 0;font-weight:600;font-size:17px;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";width:12px;height:12px;flex-shrink:0;border-right:2px solid var(--accent);border-bottom:2px solid var(--accent);transform:rotate(45deg) translate(-3px,-3px);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(-135deg) translate(-3px,-3px)}
.faq details p{padding:0 0 22px;color:var(--muted);max-width:640px}

/* Contact */
.contact{background:var(--bg-soft)}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}
.contact-info{display:grid;gap:14px}
.info-row{display:flex;gap:14px;align-items:flex-start;padding:18px;background:#fff;border:1px solid var(--line);border-radius:12px}
.info-row strong{display:block;color:var(--ink);font-size:14px;letter-spacing:.04em;text-transform:uppercase;font-weight:600;margin-bottom:2px}
.info-row span,.info-row a{font-size:16px}
.info-row small{display:block;color:var(--muted);font-size:13.5px;margin-top:4px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:32px;box-shadow:var(--shadow)}
.form-card h3{font-size:22px;margin-bottom:20px}
.field{margin-bottom:18px}
.field label{display:block;font-weight:600;font-size:14.5px;color:var(--ink);margin-bottom:6px}
.field label .opt{font-weight:400;color:var(--muted)}
.field input,.field textarea{width:100%;font:inherit;font-size:16px;color:var(--ink);background:#fff;border:1.5px solid #cdd6e1;border-radius:10px;padding:12px 14px;transition:border-color .2s,box-shadow .2s}
.field textarea{min-height:140px;resize:vertical}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 4px rgba(15,122,92,.15)}
.kyb-hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.form-card .btn{width:100%}
.kyb-note{font-size:14px;color:var(--muted);margin-top:14px}
.kyb-note[role="status"]{color:var(--accent-dark);font-weight:600}

/* Footer */
.site-footer{background:var(--bg-deep);color:#b9c6d6;padding:64px 0 32px;font-size:15px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
.site-footer .brand{color:#fff}
.site-footer .brand small{color:#93a3b8}
.site-footer h4{color:#fff;font-size:13px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px;font-family:'DM Sans',sans-serif}
.site-footer ul{list-style:none;display:grid;gap:8px}
.site-footer a{color:#c9d4e3}
.site-footer a:hover{color:#fff}
.foot-meta{margin-top:18px;line-height:1.7}
.disclosure{margin-top:40px;padding-top:28px;border-top:1px solid rgba(255,255,255,.12);font-size:14px;color:#a9b7ca;line-height:1.7}
.copy{margin-top:18px;font-size:13.5px;color:#93a3b8}

/* Reveal */
.reveal{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
.no-js .reveal{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}.card,.btn{transition:none}}

/* Responsive */
@media (max-width:1080px){.why-list{grid-template-columns:repeat(3,1fr)}.steps{grid-template-columns:repeat(2,1fr)}}
@media (max-width:920px){
  .menu-toggle{display:inline-flex}
  .menu{position:absolute;top:72px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:8px 16px 16px;box-shadow:0 12px 24px rgba(11,30,53,.08);display:none}
  .menu.open{display:flex}
  .menu a{padding:14px 12px;font-size:16px;border-radius:10px}
  .nav-cta{display:none}
  .hero-grid,.about-grid,.faq-wrap,.contact-grid{grid-template-columns:1fr;gap:40px}
  .cards{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .foot-grid > div:first-child{grid-column:1/-1}
}
@media (max-width:620px){
  body{font-size:16px}
  .wrap{padding:0 16px}
  .section{padding:72px 0}
  .hero{padding:56px 0 64px}
  .hero p.lead{font-size:17px}
  .hero-actions .btn{flex:1 1 100%}
  .steps,.why-list{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .panel,.form-card{padding:22px}
  .brand-name small{display:none}
}

/* JBRI navy and gold visual identity */
:root{--ink:#092345;--ink-2:#314158;--muted:#657083;--line:#e5e4df;--bg-soft:#f7f6f2;--bg-deep:#081c35;--accent:#9b701c;--accent-dark:#795512;--accent-soft:#f7efd9;--gold:#d4ae56;--radius:6px;--max:1220px}
body{background:#fffefa}h1,h2,h3{font-family:'DM Sans',system-ui,sans-serif;letter-spacing:-.045em}.section{padding:100px 0}.section-head h2,.about-grid h2{font-weight:500;font-size:clamp(32px,4vw,48px)}.eyebrow{font-size:11px;letter-spacing:.17em}.btn{border-radius:4px;min-height:52px;font-size:14px;padding:0 23px}.btn-primary{background:var(--ink);color:white}.btn-primary:hover{background:#193c64}.btn-primary span{margin-left:12px;font-size:22px}.site-header{background:rgba(255,254,250,.96)}.nav{height:88px;gap:14px}.brand-logo{width:56px;height:59px;object-fit:contain;border-radius:4px}.brand-name{font-family:'DM Sans',sans-serif;font-size:17px;letter-spacing:-.03em}.brand-name small{font-size:10px;letter-spacing:.025em;margin-top:5px}.menu a{font-size:13px;padding:8px 10px}.nav-cta{font-size:13px;min-height:42px}.hero{background:linear-gradient(115deg,#f8f6ef,#fffefa 65%);padding:72px 0 82px;border-bottom:1px solid var(--line)}.hero::after{display:none}.hero-grid{grid-template-columns:1.15fr .85fr;gap:70px}.hero h1{font-size:clamp(44px,5.7vw,76px);font-weight:500;line-height:1.04;letter-spacing:-.055em;margin:25px 0}.hero h1 span{color:var(--accent)}.hero p.lead{font-size:17px;max-width:510px}.hero-note{font-size:12px;max-width:470px}.panel{border-radius:8px;padding:24px 28px;background:#fff;box-shadow:0 18px 65px #0923450a}.logo-stage{display:flex;justify-content:center;padding-bottom:20px;margin-bottom:20px;border-bottom:1px solid var(--line)}.logo-stage img{width:190px;height:auto}.panel h2{font-size:10px;letter-spacing:.15em;margin-bottom:12px}.panel ul{gap:0}.panel li{background:transparent;border-radius:0;padding:12px 0;border-bottom:1px solid #f0eee8}.panel li:last-child{border:0}.panel li strong{font-size:14px}.panel li span{font-size:12px}.ic{border-radius:4px}.cards{gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.card{border:0;border-right:1px solid var(--line);border-radius:0;padding:36px;background:transparent}.card:last-child{border-right:0}.card:hover{background:#f7f6f2;box-shadow:none;transform:none}.card h3{font-size:23px;font-weight:500}.card p{font-size:15px}.about-grid{gap:90px}.fact{font-size:14px}.step{border:0;border-top:1px solid #c5b27f;border-radius:0;padding:25px 0;background:transparent}.steps{gap:32px}.step::before{background:transparent;padding:0;font-size:28px;font-weight:400;color:var(--accent);margin-bottom:26px}.step h3{font-size:19px;font-weight:500;letter-spacing:-.025em}.why .eyebrow{color:#dfc17c}.why .eyebrow::before{background:#dfc17c}.why-list{gap:24px}.why-list li{background:transparent;border:0;border-left:1px solid #ffffff25;border-radius:0;padding:8px 0 8px 22px}.why-list .ic{background:#ffffff09;color:#dfc17c}.why-list h3{letter-spacing:-.02em}.why-list p{font-size:14px}.faq summary{font-size:16px}.info-row{background:transparent;border:0;border-bottom:1px solid var(--line);border-radius:0;padding:17px 0}.info-row strong{font-size:11px;letter-spacing:.12em}.info-row a{overflow-wrap:anywhere}.form-card{border-radius:8px;box-shadow:none;padding:36px}.field input,.field textarea{border-radius:4px;background:#fffefa}.field input:focus,.field textarea:focus{box-shadow:0 0 0 3px #d4ae5625}.field label{font-size:13px}.form-card h3{font-size:27px;font-weight:500}.site-footer .brand-logo{width:49px;height:51px}.site-footer .brand-name{font-size:16px}.foot-meta{font-size:13px}.disclosure{font-size:12px}.copy{font-size:12px}html{scroll-padding-top:105px}
@media(max-width:1080px){.brand-name{font-size:15px}.nav{gap:8px}.menu a{padding:8px;font-size:12px}.hero-grid{gap:35px}.hero h1{font-size:60px}}
@media(max-width:920px){.menu{top:88px}.menu a{font-size:16px}.hero-grid{grid-template-columns:1fr 1fr;gap:28px}.hero h1{font-size:48px}.hero-actions .btn{width:100%}.cards{grid-template-columns:1fr}.card{border-right:0;border-bottom:1px solid var(--line)}.card:last-child{border:0}.about-grid{gap:36px}.logo-stage img{width:155px}.panel{padding:22px}.why-list{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.nav{height:78px}.menu{top:78px}.brand-logo{width:46px;height:48px}.brand-name{font-size:16px}.hero{padding:44px 0}.hero-grid{grid-template-columns:1fr;gap:36px}.hero h1{font-size:clamp(43px,12vw,64px)}.hero .eyebrow{font-size:9px}.hero-actions{margin-top:25px}.section{padding:64px 0}.hero p.lead{font-size:16px}.logo-stage img{width:150px}.panel{padding:22px}.steps{grid-template-columns:1fr 1fr;gap:24px}.step h3{font-size:17px}.step p{font-size:14px}.why-list{grid-template-columns:1fr;gap:28px}.form-card{padding:23px}.section-head{margin-bottom:30px}.card{padding:28px 0}.fact{font-size:12px}.fact dd{max-width:60%}.foot-grid{gap:32px}.site-footer .brand-name small{display:block}.site-footer .brand-name{font-size:14px}}


.form-status{margin-top:20px;padding:18px;border-radius:5px;line-height:1.65;overflow-wrap:anywhere}.form-status:empty{display:none}.form-status[data-state="success"]{color:#133e2b;background:#edf8ef;border:1px solid #a4cdb0}.form-status[data-state="error"]{color:#7e2020;background:#fff0ef;border:1px solid #e6b8b3}.form-status[data-state="pending"]{background:#f7f6f2;color:#314158}button:disabled{opacity:.65;cursor:wait}.brand-logo{background:white}

.page-intro{padding:62px 24px 0;max-width:1220px;margin:auto}.page-intro h1{font-size:clamp(38px,5vw,64px);font-weight:500;margin:20px 0;max-width:850px}.page-intro p{max-width:700px;color:var(--muted)}.policy{max-width:900px;margin:0 auto;padding:35px 24px 85px}.policy h2{font-size:25px;margin:32px 0 14px;font-weight:500}.policy p{margin:12px 0}.policy ul{padding-left:24px;margin:18px 0}.policy li{margin:10px 0}.policy a{overflow-wrap:anywhere;text-decoration:underline}.page-action{padding:32px;background:var(--bg-soft);margin-top:35px;border-left:3px solid var(--gold)}.page-action .btn{margin-top:12px}.brand-logo{background:white}.not-found{text-align:center;padding:100px 24px}.not-found h1{font-size:65px}.not-found p{margin:24px 0}.section:has(.contact-grid){padding-top:60px}

.language-select{font:inherit;font-size:13px;border:1px solid var(--line);border-radius:5px;padding:9px 7px;background:#fff;color:var(--ink);min-width:86px;min-height:42px;flex-shrink:0}.nav{gap:12px}html[data-lang="es"] .hero h1{font-size:clamp(40px,5.2vw,68px)}@media(max-width:1150px){.nav-cta{display:none}}@media(max-width:620px){.nav{gap:8px}.nav>.brand{gap:7px}.brand-name{font-size:13px}.brand-logo{width:38px;height:42px}.language-select{font-size:12px;min-width:80px;padding:8px 4px}.menu-toggle{flex-shrink:0}html[data-lang="es"] .hero h1{font-size:clamp(38px,10vw,60px)}}