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Our Services

Establishing Credit

Establishing and maintaining good credit is essential for the credit repair process. Our consultants guide you through building positive credit history.

Key Factor

Payment History is #1

35% of your FICO score

35 percent of your credit score comes from your payment history. That's the single largest factor in your FICO score calculation.

We recommend having at least one credit card that reports to all three credit bureaus. Making on-time payments consistently establishes positive credit history that directly improves your score.

View Credit Card Options

FICO Score Breakdown

Payment History35%
Amounts Owed30%
Length of History15%
Credit Mix10%
New Credit10%

We'll Help You Build Good Credit

JBRI Credit Group leverages relationships with creditors, lenders, banks, and financial institutions to help you establish and develop your credit further.

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Revolving Credit

Credit cards that report to all three bureaus to establish positive monthly payment history.

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Installment Loans

Auto loans and personal loans that diversify your credit mix and build long-term history.

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Secured Accounts

Secured credit options for those rebuilding, backed by deposits with low risk.

JBRI Credit Group only recommends products we believe are valuable to our clients. Some links may be affiliate relationships where applicable.

Start Building Your Credit Today

Our credit consultants will guide you through the best strategies for your unique situation.