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📞 (352) 517-0679 ✉ info@jbricreditgroup.com
1,200+ Scores Transformed Nationwide

Fix Your Credit. Unlock
Your Future.

We remove negative items, dispute inaccuracies, and build the credit profile you deserve — so you can qualify for loans, lower rates, and real financial freedom.

FCRA Compliant No Upfront Fees 24/7 Support Secure Portal
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1,200+ Clients Served
98pts Avg. Score Increase
4,800+ Negative Items Removed
24/7 Client Support
What We Offer

Complete Credit Repair Services

A full suite of credit restoration tools designed to erase the past and build a stronger financial future — fast.

🔍

Credit Repair Services

Professional credit repair to help you achieve your financial goals. We leverage your consumer rights to remove questionable negative items from your credit report.

Learn more →
🛡️

Removing Disputes

You have the right to dispute inaccuracies on your credit report. We help remove dispute statuses that may be holding back your financial goals.

Learn more →
📈

Establishing Credit

Establishing and maintaining good credit is essential for the credit repair process. Our consultants guide you through building positive credit history.

Learn more →
💳

Tradeline Strategy

We guide you through opening the right credit accounts in the right order to build a healthy credit profile that lenders love — secured cards, credit-builder loans, and more.

Build my profile →
🏦

Funding Readiness

Once your credit is repaired, we help you position your profile to qualify for mortgages, auto loans, personal lines of credit, and business funding.

Get loan-ready →
📋

Monthly Progress Reports

Stay in the loop with transparent monthly updates. Track every dispute, deletion, and score change so you always know exactly where you stand and what's coming next.

Learn more →
780
Excellent
300 Credit Score 850
Real Results

From 450 to 780 in Under 6 Months

Our clients experience dramatic credit score improvements by removing negative marks and implementing proven credit-building strategies. Your transformation starts the day you sign up.

98
Avg. Pts Gained
4mo
Avg. Time to Results
94%
Success Rate
Start My Transformation
Our Process

Three Steps to a Better Score

A clear, transparent roadmap to credit restoration. No guesswork, no surprises — just results.

01

Free Credit Review

We analyze your full credit report from all three bureaus, identify every negative item, and map out your personalized repair plan — completely free.

02

Dispute & Repair

Our experts send targeted dispute letters to the bureaus and creditors on your behalf. We track every response and escalate until negatives are removed or corrected.

03

Build & Rise

With negatives removed, we help you add positive tradelines and maintain healthy habits so your score keeps climbing long after the repair is done.

Client Stories

Real People, Real Results

See how JBRI Credit Group has helped hundreds of clients rebuild their credit and reclaim their financial freedom.

★★★★★

My score went from 510 to 690 in just four months. I finally got approved for an apartment without a co-signer!

CM
Carlos M.
Conductor, Santo Domingo
★★★★★

Clear communication every step of the way. I always knew what was happening.

RD
Roberto D.
Ingeniero, Miami
★★★★☆

Fast, honest, and they actually explained the process instead of just taking my money.

TR
Tony R.
Mecánico, Dallas
★★★★★

They kept me updated every month, no surprises, no hidden fees.

JB
Julio B.
Constructor, San Pedro de Macorís
★★★★★

My credit score is finally over 700! Never thought I'd see that number.

MK
Manuel K.
Empresario, Queens, NY
★★★★★

It took some patience but it was worth every step.

AT
Andrés T.
Repartidor, Reading, PA
★★★★★

I was able to buy my first car with a normal interest rate.

RQ
Rafael Q.
Técnico, Yonkers
★★★★★

Excellent customer service, they always answered my questions quickly.

TG
Tomás G.
Soldador, Lake Worth
★★★★★

My credit is clean now and I sleep better at night.

RB
Ramon B.
Camionero, Newark
★★★★★

Highly recommend, the consultation alone was eye opening.

BE
Bruno E.
Pintor, Hartford
★★★★★

The team really listens and customizes the plan to your situation.

GN
Geraldo N.
Cocinero, Perth Amboy
★★★★★

I appreciate how honest they were about what they could and couldn't do.

JS
Joel S.
Repartidor, Manchester
★★★★★

Such a relief to finally understand my credit report.

AM
Aurelio M.
Carpintero, Trenton
★★★★★

They removed a bankruptcy notation that had errors on it.

ST
Saul T.
Soldador, Camden
★★★★★

My score went from 510 to 690 in just four months. I finally got approved for an apartment without a co-signer!

CM
Carlos M.
Conductor, Santo Domingo
★★★★★

Clear communication every step of the way. I always knew what was happening.

RD
Roberto D.
Ingeniero, Miami
★★★★☆

Fast, honest, and they actually explained the process instead of just taking my money.

TR
Tony R.
Mecánico, Dallas
★★★★★

They kept me updated every month, no surprises, no hidden fees.

JB
Julio B.
Constructor, San Pedro de Macorís
★★★★★

My credit score is finally over 700! Never thought I'd see that number.

MK
Manuel K.
Empresario, Queens, NY
★★★★★

It took some patience but it was worth every step.

AT
Andrés T.
Repartidor, Reading, PA
★★★★★

I was able to buy my first car with a normal interest rate.

RQ
Rafael Q.
Técnico, Yonkers
★★★★★

Excellent customer service, they always answered my questions quickly.

TG
Tomás G.
Soldador, Lake Worth
★★★★★

My credit is clean now and I sleep better at night.

RB
Ramon B.
Camionero, Newark
★★★★★

Highly recommend, the consultation alone was eye opening.

BE
Bruno E.
Pintor, Hartford
★★★★★

The team really listens and customizes the plan to your situation.

GN
Geraldo N.
Cocinero, Perth Amboy
★★★★★

I appreciate how honest they were about what they could and couldn't do.

JS
Joel S.
Repartidor, Manchester
★★★★★

Such a relief to finally understand my credit report.

AM
Aurelio M.
Carpintero, Trenton
★★★★★

They removed a bankruptcy notation that had errors on it.

ST
Saul T.
Soldador, Camden
★★★★★

They removed two collections I didn't even recognize. Super professional team.

AG
Ana G.
Enfermera, Orlando
★★★★★

They got a charge-off removed that I'd been fighting for years on my own.

YS
Yolanda S.
Ama de casa, San Cristóbal
★★★★★

Removed an old medical bill that had been haunting my report for 6 years.

EP
Elena P.
Contadora, Boston
★★★★★

Got 3 late payments removed and my score jumped almost 100 points.

CO
Carmen O.
Cocinera, Hialeah
★★★★★

They disputed identity theft accounts I didn't even know existed.

GH
Gloria H.
Cajera, San Juan, PR
★★★★☆

My landlord approved my lease application without any issues this time.

LR
Lucia R.
Barista, Allentown
★★★★☆

So glad I found JBRI before signing up with another company.

ID
Isabel D.
Costurera, New Brunswick
★★★★★

I finally feel in control of my finances again.

AF
Adriana F.
Recursos Humanos, Fort Myers
★★★★☆

Got approved for a credit limit increase after just 3 months.

YH
Yesenia H.
Niñera, Elizabeth
★★★★★

My score is up 210 points since I started with them.

SK
Stephanie K.
Vendedora, Springfield
★★★★★

I went from being denied everywhere to having options.

YP
Yamilet P.
Cajera, Camden
★★★★★

Now I qualify for better insurance rates too, didn't expect that bonus.

WI
Wanda I.
Cuidadora, Lynn
★★★★★

They fought for me on items I had given up on completely.

NC
Nidia C.
Cocinera, Allentown
★★★★★

I never felt pressured to sign up for extra services.

IM
Ingrid M.
Cajera, Hialeah
★★★★★

They removed two collections I didn't even recognize. Super professional team.

AG
Ana G.
Enfermera, Orlando
★★★★★

They got a charge-off removed that I'd been fighting for years on my own.

YS
Yolanda S.
Ama de casa, San Cristóbal
★★★★★

Removed an old medical bill that had been haunting my report for 6 years.

EP
Elena P.
Contadora, Boston
★★★★★

Got 3 late payments removed and my score jumped almost 100 points.

CO
Carmen O.
Cocinera, Hialeah
★★★★★

They disputed identity theft accounts I didn't even know existed.

GH
Gloria H.
Cajera, San Juan, PR
★★★★☆

My landlord approved my lease application without any issues this time.

LR
Lucia R.
Barista, Allentown
★★★★☆

So glad I found JBRI before signing up with another company.

ID
Isabel D.
Costurera, New Brunswick
★★★★★

I finally feel in control of my finances again.

AF
Adriana F.
Recursos Humanos, Fort Myers
★★★★☆

Got approved for a credit limit increase after just 3 months.

YH
Yesenia H.
Niñera, Elizabeth
★★★★★

My score is up 210 points since I started with them.

SK
Stephanie K.
Vendedora, Springfield
★★★★★

I went from being denied everywhere to having options.

YP
Yamilet P.
Cajera, Camden
★★★★★

Now I qualify for better insurance rates too, didn't expect that bonus.

WI
Wanda I.
Cuidadora, Lynn
★★★★★

They fought for me on items I had given up on completely.

NC
Nidia C.
Cocinera, Allentown
★★★★★

I never felt pressured to sign up for extra services.

IM
Ingrid M.
Cajera, Hialeah
★★★★★

I was skeptical at first but the results speak for themselves. 180 points up!

PL
Pedro L.
Comerciante, Santiago
★★★★☆

My husband and I both used JBRI and now we qualify for a house together.

DF
Daniel F.
Vendedor, Tampa
★★★★☆

I refinanced my car at a much lower rate thanks to my new score.

HC
Hector C.
Chofer de Uber, Atlanta
★★★★★

I recommend JBRI to everyone I know struggling with their credit.

WA
Wilson A.
Electricista, Lawrence
★★★★★

Professional, patient, and they really care about your results.

FM
Felix M.
Plomero, Brockton
★★★★★

They removed a repossession that was crushing my score for years.

EV
Esteban V.
Operador de máquinas, Lowell
★★★★★

They explained my rights under the FCRA and I learned so much.

CP
Cristian P.
Vendedor de carros, Orlando
★★★★★

They removed a duplicate account that was dragging my score down.

OL
Oscar L.
Taxista, El Bronx
★★★★☆

They were transparent about timelines and never overpromised.

VA
Victor A.
Mesero, Passaic
★★★★★

They removed inaccurate late payments that weren't even mine.

DR
Domingo R.
Albañil, Lawrence
★★★★★

They removed two old collections from 2018 that kept hurting me.

AV
Alex V.
Diseñador gráfico, Brooklyn
★★★★★

They handled everything while I focused on my job and family.

MU
Marcos U.
Técnico HVAC, Waterbury
★★★★★

I'm now saving hundreds per month thanks to my new interest rates.

GR
Gabriel R.
Estudiante, Reading
★★★★★

This was the push I needed to finally take my credit seriously.

PE
Pablo E.
Repartidor, Doral
★★★★★

I was skeptical at first but the results speak for themselves. 180 points up!

PL
Pedro L.
Comerciante, Santiago
★★★★☆

My husband and I both used JBRI and now we qualify for a house together.

DF
Daniel F.
Vendedor, Tampa
★★★★☆

I refinanced my car at a much lower rate thanks to my new score.

HC
Hector C.
Chofer de Uber, Atlanta
★★★★★

I recommend JBRI to everyone I know struggling with their credit.

WA
Wilson A.
Electricista, Lawrence
★★★★★

Professional, patient, and they really care about your results.

FM
Felix M.
Plomero, Brockton
★★★★★

They removed a repossession that was crushing my score for years.

EV
Esteban V.
Operador de máquinas, Lowell
★★★★★

They explained my rights under the FCRA and I learned so much.

CP
Cristian P.
Vendedor de carros, Orlando
★★★★★

They removed a duplicate account that was dragging my score down.

OL
Oscar L.
Taxista, El Bronx
★★★★☆

They were transparent about timelines and never overpromised.

VA
Victor A.
Mesero, Passaic
★★★★★

They removed inaccurate late payments that weren't even mine.

DR
Domingo R.
Albañil, Lawrence
★★★★★

They removed two old collections from 2018 that kept hurting me.

AV
Alex V.
Diseñador gráfico, Brooklyn
★★★★★

They handled everything while I focused on my job and family.

MU
Marcos U.
Técnico HVAC, Waterbury
★★★★★

I'm now saving hundreds per month thanks to my new interest rates.

GR
Gabriel R.
Estudiante, Reading
★★★★★

This was the push I needed to finally take my credit seriously.

PE
Pablo E.
Repartidor, Doral
★★★★☆

Finally got approved for my credit card after years of rejection. Thank you JBRI!

LT
Laura T.
Maestra, Houston
★★★★★

Honestly didn't think this was possible. My score is the best it's ever been.

MV
Maria V.
Estilista, Bronx, NY
★★★★☆

Best decision I made this year. My credit went from poor to good.

PN
Patricia N.
Recepcionista, Newark
★★★★★

After bankruptcy I thought my credit was done. They proved me wrong.

RE
Rosa E.
Enfermera, Paterson
★★★★★

I qualified for a personal loan with a great interest rate now.

DJ
Diana J.
Asistente médica, Bridgeport
★★★★★

Five stars isn't enough, this team changed my financial life.

MC
Mariana C.
Cuidadora, Worcester
★★★★★

My credit utilization advice alone boosted my score by 40 points.

VS
Veronica S.
Gerente de tienda, Kissimmee
★★★★★

Worth every penny. My score improved more than I expected.

KM
Karina M.
Maquilladora, Philadelphia
★★★★★

I was drowning in collections and now my report is almost clean.

NC
Noelia C.
Auxiliar de vuelo, Miami
★★★★★

Finally got my auto loan approved at a fair rate.

MT
Milagros T.
Peluquera, Union City
★★★★★

My credit journey with JBRI has been smooth and stress-free.

FD
Fernanda D.
Asistente dental, Jersey City
★★★★★

My score crossed 650 for the first time in my adult life.

CF
Cecilia F.
Vendedora, Bridgeport
★★★★☆

My business credit improved too after fixing my personal score first.

LB
Lourdes B.
Empacadora, Vineland
★★★★★

My score climbed steadily every single month with their updates.

BL
Brenda L.
Ayudante de cocina, Kissimmee
★★★★☆

Finally got approved for my credit card after years of rejection. Thank you JBRI!

LT
Laura T.
Maestra, Houston
★★★★★

Honestly didn't think this was possible. My score is the best it's ever been.

MV
Maria V.
Estilista, Bronx, NY
★★★★☆

Best decision I made this year. My credit went from poor to good.

PN
Patricia N.
Recepcionista, Newark
★★★★★

After bankruptcy I thought my credit was done. They proved me wrong.

RE
Rosa E.
Enfermera, Paterson
★★★★★

I qualified for a personal loan with a great interest rate now.

DJ
Diana J.
Asistente médica, Bridgeport
★★★★★

Five stars isn't enough, this team changed my financial life.

MC
Mariana C.
Cuidadora, Worcester
★★★★★

My credit utilization advice alone boosted my score by 40 points.

VS
Veronica S.
Gerente de tienda, Kissimmee
★★★★★

Worth every penny. My score improved more than I expected.

KM
Karina M.
Maquilladora, Philadelphia
★★★★★

I was drowning in collections and now my report is almost clean.

NC
Noelia C.
Auxiliar de vuelo, Miami
★★★★★

Finally got my auto loan approved at a fair rate.

MT
Milagros T.
Peluquera, Union City
★★★★★

My credit journey with JBRI has been smooth and stress-free.

FD
Fernanda D.
Asistente dental, Jersey City
★★★★★

My score crossed 650 for the first time in my adult life.

CF
Cecilia F.
Vendedora, Bridgeport
★★★★☆

My business credit improved too after fixing my personal score first.

LB
Lourdes B.
Empacadora, Vineland
★★★★★

My score climbed steadily every single month with their updates.

BL
Brenda L.
Ayudante de cocina, Kissimmee
Questions

Frequently Asked

How long does credit repair take?+
Most clients see meaningful results within 30–60 days, and significant score improvements within 3–6 months. The exact timeline depends on the number and type of negative items on your report. We provide monthly progress reports so you're never left guessing.
Can you remove bankruptcies or foreclosures?+
While no company can legally guarantee removal of every item, we have successfully disputed and removed bankruptcies, foreclosures, and other severe derogatory marks that contained errors or could not be properly verified by the bureaus.
Is credit repair legal?+
Yes — 100% legal. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any inaccurate, incomplete, or unverifiable information on your credit report. JBRI exercises these rights on your behalf professionally and ethically.
What types of items can you dispute?+
We dispute collections, charge-offs, late payments, repossessions, medical debt, student loan delinquencies, identity theft accounts, duplicate accounts, outdated information, and any other inaccurate or unverifiable items across all three major bureaus.
How does the free consultation work?+
You schedule a free 30-minute call with one of our credit specialists. We review your credit report together, explain exactly what needs to be fixed, and outline a personalized action plan — with no pressure and no obligation to enroll.
Legal Compliance

We Operate Under Federal Law

JBRI Credit Group is fully compliant with the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA). Your rights and protections are always our priority.

⚖️

CROA Compliant

Under the Credit Repair Organizations Act (15 U.S.C. §1679), we are legally required to provide you a written contract, give you 3 business days to cancel without penalty, and never charge fees before services are fully rendered.

📋

Your FCRA Rights

The Fair Credit Reporting Act gives you the right to dispute any inaccurate, incomplete, or unverifiable information on your credit report. Bureaus must investigate within 30 days and remove items they cannot verify. We exercise these rights on your behalf.

🔒

No Upfront Fees

In compliance with CROA, we never charge advance fees before completing the agreed services. You only pay for results. Our initial credit review is always 100% free with no obligation.

📄

Written Contract Guarantee

Every client receives a detailed written contract specifying all services to be performed, fees to be charged, and the exact timeframe for results — before we begin any work. Transparency is non-negotiable.

⚠️ CROA Disclosure: You have the right to sue a credit repair organization that violates the CROA. This is required notice under 15 U.S.C. §1679c. JBRI Credit Group does not guarantee the removal of accurate negative information. Results may vary based on individual credit circumstances.

Pricing

Simple, Transparent Plans

Choose the plan that fits your credit goals. No hidden fees, no surprises — just real results.

JBRI Starter
Everything you need to get started
$ 99 /mo
  • Credit Report Review
  • Basic Dispute Assistance
  • Credit Education Resources
  • Client Portal Access
  • Monthly Progress Updates
  • Email Support
Ideal for People who want to start repairing their credit and understand their reports.
Get Started
JBRI Plus
Full dispute power for active cases
$ 149 /mo
  • Everything in Starter
  • Unlimited Dispute Processing
  • Creditor Intervention Letters
  • Inquiry Challenges
  • Debt Validation Assistance
  • Credit Building Strategy
  • Priority Email & SMS Support
  • Bi-Weekly Progress Updates
Ideal for Clients with multiple negative accounts needing frequent follow-up.
Get Started
Business Credit Builder
Build powerful business credit from scratch
$ 249 /mo
  • Business Credit Assessment
  • Business Credit Profile Setup
  • Vendor & Tradeline Recommendations
  • EIN & Business Credit Guidance
  • D-U-N-S Setup Assistance
  • Business Credit Monitoring Resources
  • Dedicated Business Support
Ideal for Entrepreneurs and LLC owners who want to build business credit.
Get Started
Contact

Get in Touch

Have questions about our services? We're here to help. Reach out to us and a member of our team will respond promptly.

Send Us a Message

Contact Information

📞
Phone
📍
Location
30 N Gould St, Ste R Sheridan, WY 82801
🕒
Business Hours
Mon–Thu: 9:30 AM – 6:00 PM CST
Fri: 9:30 AM – 5:00 PM CST
Sat–Sun: Closed

Need Immediate Help?
Schedule a free consultation and speak with a credit specialist today.

Free Consultation
Get Started

Ready to Fix Your Credit
& Rise?

Book your free credit review today and take the first step toward the score — and the life — you deserve.