You have the right to dispute inaccuracies on your credit report. We help remove dispute statuses that may be holding back your financial goals.
A common misconception is that disputing items on your credit report will negatively impact your score. This is false.
The Fair Debt Collection Practices Act (FDCPA) gives you the legal right to contest and verify debts. When inaccuracies are identified through disputes, they can be repaired — potentially raising your credit scores and improving your lending terms.
Federal law provides multiple layers of protection for consumers dealing with credit disputes and debt collection.
Protects you against abusive, unfair, or deceptive debt collection practices.
Ensures the accuracy, fairness, and privacy of information in your credit report.
Protects consumers from credit repair fraud and ensures transparency from credit repair companies.
Mortgage underwriting may require dispute statuses to be removed before loan approval. Requirements vary by lender, but we can help resolve dispute-related obstacles quickly so you can move forward with your home purchase.
Our proven three-step process to resolve and remove dispute statuses from your credit reports.
Customized letters sent on your behalf directly to the credit bureaus and creditors.
⏱ Up to 45 daysLetters sent via fax and mail simultaneously for faster processing and documented delivery.
⏱ Up to 45 daysOur client support specialists contact the credit bureaus directly for the fastest resolution.
⚡ 24 hours — 30 daysLet us review your credit reports and determine the best strategy for removing disputes and improving your scores.