CROA Disclosure — JBRI Credit Group

JBRI Credit Group LLC complies with the Credit Repair Organizations Act (CROA), a federal law designed to protect consumers who seek credit-related services.

Before enrolling in any service, please review the following important information regarding your rights:

You Have the Right To:

Receive a written agreement describing the services we will provide.
Cancel your contract without penalty within three (3) business days of signing.
Receive clear information about all fees, services, and terms before making a purchase.
Dispute inaccurate, outdated, incomplete, or unverifiable information directly with the credit bureaus at no cost.
Obtain a free copy of your credit report from authorized sources when eligible.

Important Consumer Notice

Consumers are not required to purchase credit repair services to improve their credit profile.

You have the legal right to review your credit reports and dispute inaccurate information directly with the credit reporting agencies without paying a third party.

No Guarantees

JBRI Credit Group LLC does not guarantee:

The removal of accurate and verifiable information from a credit report.
Any specific credit score increase.
Approval for loans, mortgages, credit cards, or other financial products.
Any particular outcome within a specific timeframe.

Credit improvement results vary based on each individual's financial situation, credit history, reporting accuracy, and creditor responses.

Our Commitment

Our goal is to provide educational resources, credit analysis, dispute assistance, and guidance to help clients better understand and manage their credit profiles while complying with all applicable federal and state laws.

By using our services, you acknowledge that you have read and understood this disclosure and your rights under federal law.

You may also download a copy of your Consumer Credit File Rights for your records.

Download Consumer Credit File Rights Under State and Federal Law